Tag Archives: USA

Guest blog: “If We Were Emperor!” by jan howard “wombat” finder

Jan Howard Finder died February 26, 2013.  He will be remembered and missed by many people around the world.  I’m proud to say jan was a friend and will leave this entry here as a reminder of his character and convictions.

This is a first for my little blog.  A friend of mine, jan howard finder, wanted to post this piece online and I volunteered to host it on my WordPress blog.  Mind you I did offer to set him up with his own WordPress blog, but here we are.  The topic is how to get the US moving again economically.  I’ll have a comment at the end, but for the moment, here’s jan:

If We Were Emperor!

by jan howard “wombat” finder

[“If We were Emperor” is the style I am using in order to frame my opinions.   I do not advocate the overthrow of the current US government or the Constitution.]

There are several things We would do in order to get the country and economy back on track:

Taxes: 

  1. Repeal the two big tax cuts instituted by President Bush, in 2001 and in 2003.
  2. Stimulus plan:  A cheque for $5,000 to everyone who has filed a 1040-based tax return in 2011.  [Assuming 150 million taxpayers, corporations NOT included, this would cost $750 Billion.] This would put the money into the hands of those who would give a boost to the economy, the consumers, by buying durable goods, paying down mortgages, etc. It would do what The President Bush said we should do, just after Sept 11, “go out and spend money”; it was said to individuals, not to corporations.
  3. Boost for Lower and Middle-classes:  Raise the personal deduction to $7,500, indexed to the Cost of Living.
  4. Cap the amount of taxable deduction for interest on home mortgages to $25,000 to $50,000 per year.  The interest cap could be indexed to the Cost of Living Index for that area.
  5. Cap other governmental agencies at current spending levels for 5 years.

Education:

  1. Grants: We would expand grants to students attending accredited institutions of higher education.
  2. Loans: Students would pay off the Federally Funded Student Loans either: (a)    by paying a percentage of  their GROSS income, 1%, 2%, or other suitable percentage. This allows graduates to accept a lower paying job of their choice rather than be forced to accept a job that will not advance their careers.  (b)   or a standard loan agreement over 10 years at the Prime Rate plus 1%, payment to start one year after graduation.
  3. Tuition Rebates: We would set up tuition rebates for students in Mathematics, Sciences, and Engineering at accredited institutions of higher education who achieve a cumulative 3.5 GPA or better by the end of their 3rd academic year.  The rebate would be up to $10,000 or $20,000 in tuition rebates for the 3rd and 4th academic years.  This tuition rebate would also apply to Graduate Students.

Energy:

  1. Energy Production: Accelerated depreciation [5 years on a plant designed to last 40 years.] on the Capital Costs of creating non-fossil fuel energy production assets, e.g., Wind turbines, Photovoltaic cells, Solar Updraft Towers, Hydrothermal plants, etc.
  2. Equipment Installation: 100% deduction, depreciated over 3 years, for equipment and installation of alternate energy producing units by individuals and businesses in the tax year of installation.

Transportation:

  1. Increase Federal gas tax: Add a10 cent a gallon increase in the Federal tax on petroleum products with the money going to maintenance and repair of existing infrastructure. NO NEW CONSTRUCTION! The Federal tax is earmarked for existing roads and bridges. We would add up to 10 cents every year for 5 years.  Each one cent [0.01] increase brings in about $1 billion dollars in revenue.  This is equivalent about 25,000 new jobs.  Each new job will bring in about 2 or 3 additional jobs into the market.  The 10 cent a gallon or equivalent increase in the Federal tax on petroleum products could result in approximately 500, 000 and 1 million new jobs.
  2. State gas tax fund: Require states to put state gasoline taxes into a separate fund, to be spent on roads, bridges, and other transportation infrastructure. Most state gasoline taxes go into the General Fund and never get spent on infrastructure.
  3. State funding: All states would be required to spend, not allocate, a minimum of 90% of the previous year’s road transportation budget or lose ALL Federal DoT funding the following year.
  4. The cost of the increase in the tax is about $48 a year to the motorist who drives 12,000 miles a year and gets 25 mpg.  If one drives less and or has a more fuel efficient vehicle, the cost would be less.  What is the cost of a new tire, wheel alignment, wheel balancing, shock absorber, ball joints, etc.? The US’s poor infrastructure costs motorists $67 Billion a year.  [Taken from an ad by Audi.]

Social Security:

Raise the taxable limit for Federal Insurance Contributions Act (FICA) tax to $250,000.  Increase this to $500,000 24 months after the previous increase.

Currently, someone who earns $102,000 pays 6.2%.  Someone who earns $250,000 pays 6.2% on the first $102,000, and pays 0% on the remaining $148,000.  Someone who makes $500,000 pays 6.2% of the first $102,000, and 0% on the remaining $398,000.

The first change would mean:  Someone who earns $250,000 pays 6.2%.  Someone who makes $500,000 pays 6.2% of the first $250,000, and 0% on the remaining $250,000.

6.2% of that $148,000 is significant. When the limit moves to $500,000:  Someone who earns $500,000 pays 6.2%.  Someone who makes $750,000 pays 6.2% of the first $500,000, and 0% on the remaining $250,000.

If someone currently making $102,000 or less can pay 6.2% of their income to FICA, certainly someone making $250,000 or more can manage.

Health:

  1. Medicare/Medicaid: All Medicare, Medicaid, etc., payments would be frozen at current levels for 5 years.
  2. Health Insurance:  Any US citizen would be allowed to sign up for The Federal Employees Health Benefits [FEHB] plan, the plan that is available to all federal government  employees. (It’s the same one members of Congress use.)  This would be a “Public Option.”  The Federal Government would pay approximate 75% of the premium and the individual-family would pay the other 25%.  The insured would be free to choose any of the several private insurance plans in the insured’s area: Blue Cross/Blue Shield, Kaiser Permanente, or in my case for example, the Capital District Physician’s Health Plan [CDPHP].  I get to choose my doctors [I easily switched urologists recently]. 

Department of Defense

  1. A 5% across the board increase in pay and benefits for all Military Service personnel.  They don’t get anywhere near what they deserve.
  2. The DoD budget would be frozen for 5 years.  While research would be encouraged, development would be limited to proof of concept prototypes.
  3. DARPA would be encouraged to expand  its challenge programs: Set standards and let private inventors meet the challenge.  Sort of small X-Prize offer.
  4. Decrease the DoD budget, potentially 5% a year or more, for 5 years:
    1. by evaluating the necessity of building expensive equipment simply because it’s “new”, when existing equipment is more than adequate for current and near-future projections of enemy capabilities (we’re not fighting the Soviets any more);
    2. by evaluating the necessity of building more of the expensive equipment that no longer meets the operational needs against current and near-future enemies (how many aircraft carriers do we need to fight, or support fights, in small towns in the Middle East?);
    3. and by bringing our service personnel and materiel back home. The ability to mobilize quickly, to transport personnel and materiel needed for quick strike missions, no longer requires the tremendous expenditures of overseas bases.

X-Prizes:

We would set up a series of Federally funded X-Prizes in areas of  need, i.e., energy, space exploration, engineering challenges.  The money would go to the winning teams, not to the institutions for whom they may work.  X-prize funds are not paid out until the established goals are met!

[This is my opinion.  I encourage you to write your own screed.]

—————————

This is Mary again. It’s an interesting proposal. I think an open debate would probably not decrease the DoD budget, most of which goes to pensions, as I understand it. And if we want to encourage R&D, in my humble opinion we need to invest in it, not offer prizes to be awarded when the work is done, since it may never be economically possible to provide a proof of concept.  Still, lots of these things are good ideas.  Your thoughts?

While I’m on the topic, if you do a Google Images search for “jan howard finder” you will find lots of photos from Science Fiction conventions and other places which are the natural habitat for wombats. The lower case spelling is traditional for jan, although they have it wrong on Wikipedia. But then they didn’t mention jan as fan guest of honor at a Sci-Fi convention in Metz, France, either… when Robert Bloch was the guest of honor… or lots of other things, so maybe he’ll write a memoir!

Movement for a 28th Amendment to the US Constitution

I received an email today which asked me to forward it to still another 20 people.  I thought this might be more useful.

It’s time for another Amendment to the US Constitution.  I do believe this.  And I like everything in the proposal below.  See what you think and you are more than welcome to copy and forward it to your friends and Congresscritters.  It will take a huge amount of effort to get this passed because it is not in the best economic interests of the members of Congress.  But it’s worth raising the possibility.

 

“Behind the ostensible government sits enthroned an invisible government owing no allegiance and acknowledging no responsibility to the people.”  —Theodore Roosevelt

 

“Do what you can, with what you have, where you are.” —Theodore Roosevelt

 

The rest of this post is the content of that email:

“The 26th Amendment (granting the right to vote for 18 year-olds) took only 3 months and 8 days to be ratified.  Why?  Simple!  The people demanded it.  That was in 1971… before computers, before e-mail, before cell phones, etc.

“Of the 27 Amendments to the US Constitution, seven (7) took 1 year or less to become the law of the land… all because of public pressure.

“I’m asking you to forward this email to a minimum of twenty people on your address list; in turn ask each of those to do likewise.

“In three days, most people in The United States of America will have the message.  This is one idea that really should be passed around.

 

 

Congressional Reform Act of 2011


1. Term Limits.

An elected Congressperson may serve a maximum of 12 years only, defined as one of the possible options below:

A. Two 6-year Senate terms

B. Six 2-year House terms

C. One 6-year Senate term and three 2-Year House terms

2.  No Tenure / No Pension.

A Congressperson collects a salary while in office and receives no pay when they are out of office.

3.  Congress (past, present, and future) participates in Social Security.

All funds in the Congressional retirement fund move to the Social Security system immediately.  All future funds flow into the Social Security system, and Congress participates with the American people.

4. Congress can purchase their own retirement plan, just as all Americans do.

5. Congress will no longer vote themselves a pay raise.

Congressional pay will rise by the lower of CPI or 3%.

6. Congress loses their current health care system and participates in the same health care system as the American people.

7. Congress must equally abide by all laws they impose on the American people.

8. All contracts with past and present Congresspersons are void effective 1/1/11.

“The American people did not make the current contract with members of Congress.  Congressmen made all these contracts for themselves.

“Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work.

“If each person contacts a minimum of twenty people then it will only take three days for most people (in the U.S. ) to receive this message.

“MUCH OF WHAT WE FACE IN TERMS OF PRIVILEGE AND SELFISHNESS IN THIS COUNTRY MIGHT BEST BE CHANGED STARTING FROM THE TOP DOWN.”

Me again.  I poked around on the web and found the organization which is working to make this happen.  Amendment to Reform Congress is on Facebook.  And their website is here. In my humble opinion it’s time we got together and agreed on some, most, or all of these changes to our representative government.  The current approach creates a divide between the governed and the government which is hurting our country.  With this Amendment can can continue to be a government OF the people, BY the people, and FOR the people.

It’s time to align the self-interest of Congress with that of the American people and not with that of lobbyists.